By Anna Von Reitz
The fiat currency collapse has begun.
All sectors of the financial system have been breached.
Currency, stocks, bonds, commodities --- all fudged, all counterfeited, all short sold, all eaten out from within by the central banks and the commercial banks practicing "fractional reserve banking" which was patently fraudulent and evil from the first.
It's like buying a hamburger and getting a 10th of a hamburger instead.
Best estimates are that fiat currency values will decline by 50-80%.
There simply isn't enough gold or silver in the world to replace these digits and pieces of paper, which is the foundational problem with a system that depends only on physical gold and silver. To meet the needs and demands of eight billion people requires a financial system component --- and there is one ready and at hand: prepaid credit.
Currency handlers don't worry about the amount of fiat, they worry about the speed with which transactions can be completed, the velocity of the economy it supports.
In their endless pursuit of speed, they forgot about the substance.
So far, we are the only ones to come up with a viable answer to the problem--- the issuance of our long delayed and obstructed prepaid credit, the American Heritage Dollar, and the American Federation Dollar.
It's important to understand that there are two systems involved here ---the financial system which runs on stocks, bonds, promissory notes, and other forms of "commercial paper", and the monetary system which has always run on gold and silver and similar physical assets.
For many years, Americans and other people around the world have had little to no access to the actual monetary markets, because the cretins who commandeered our government back in the 1860's had to operate on credit, so credit was all they cared about, and the fractional reserve system increased credit.
It also, by definition, created far more credit than could be supported based on any specific asset used as the chattel backing all this extra credit.
Over time, of course, more physical assets could be recycled or mined or produced in whatever form, but there was always a time element: how long does it take for 1/10th of a commodity to recycle and produce 100% of the value already extended as credit?
The most common average answer was thirty years, assuming reasonable interest on the "loans" -- the amount of time that the value of a house and the credit issued against that asset (ten times the value of the house) could be recouped.
The banks' secret need to recoup all that "extra" credit that they loaned based on the value of your house and the time it took to secretly recoup all that added up to thirty years on average, hence, the "Thirty Year Mortgage".
Now think of all the credit that the government was spending "in your name" and apply the same principles.
The government corporations claimed you, your labor, and everything you own as chattel owned by them; they borrowed against all your assets, and under the "fractional reserve banking" scheme, they issued themselves ten times the value of everything in this country, both public and private, as credit.
This is what bankrolled the "Federal Reserve Note". This is what they were talking about when they talked about "indebting" future generations --- the amount of time it would take those future generations to pay back the secret "credit debt" and the interest on that debt, that these felons were creating in our names "for us".
Right now you are seeing a very peculiar thing --- one court is trying to arrest Donald Trump and seize his assets, another court is trying to arrest most of the members of Congress and seize their assets, and before long, you will see that the members of the Supreme Court and other judicial bodies are being arrested, too.
They are all blaming each other, but they are all crooks-- knowingly or unknowingly. This is the denouement, where the facts meet the fictions.
The process that proposed to legalize this enslavement of living people as "assets" backing corporation debts and which latched onto their assets both public and private as an asset base for what appeared to be government borrowing, is too complex to describe here, and we have described the elements of it in detail elsewhere.
You have to ask yourselves --- what happens when the actual owners of these assets wake up and reclaim them?
Then the assets of John P. Citizen are lawfully converted into assets belonging to a living man, John Percival, and removed from the asset stockpile. Now the 1/10th of actual value supporting that 9/10ths of credit issued by the fractional reserve system is entirely unsupported and, additionally, it will take longer to pay off.
As the nature and extent of the crime practiced against the American people becomes apparent, we look around and see that this same "system" has been exported to most other countries, too.
At a certain point, someone wakes up and says, hey, wait a minute, where is all the profit from this scheme going?
God knows the victims who are the actual owners of the assets and who are being plugged (together with their childrens' children) to pay back all this credit, plus interest, aren't getting a share.
And logic dictates that the owner of the asset being used as the basis of credit is also the owner of the credit.
What happens when the actual owners show up and say, "We didn't authorize any of this, and those who did, don't have a contract with us allowing them to do this."
Then, all Hell breaks loose, precisely as President Trump said.
There are a few saving graces. The actual monetary system still exists and can be brought forward to fill some of the gap.
Six generations of people who were victims of this system already paid back what appeared to be their "credit burden" plus interest that they didn't actually owe, and they paid with actual goods and services, so that we, their heirs, are owed prepaid credit.
Think of this like a savings account or inheritance you didn't know you had.
So we have issued American Heritage Dollars as units of prepaid credit to erase any "National Debt" and replace the Federal Reserve debt notes; we have ruled all interest paid on any such debts to be Odious Debt and cancelled it.
We have issued the gold-backed American Federation Dollar as the official monetary standard for The United States and The United States of America --- please notice, both these instrumentalities are Unincorporated.
We have prepared a new, clean, high tech banking system for you so you can use your prepaid credit and your gold and silver to buy whatever you need.
Everyone can calm down as they realize that all they need is a Vendor Account, if you are a vendor of goods or services, and a Master Account if you are a living man or woman.
Every man and woman on Earth is literally endowed with enough prepaid credit and actual gold and silver to live comfortably and do whatever they need to do in life.
So stay calm.
The so-called National Debts only appeared to exist because of bad bookkeeping and constructive fraud. Any debts that you thought you owed are equally ephemeral.
We have recognized that the living people are the actual owners of all physical assets and all credit derived from their physical assets, too.
That makes you all "very well off", and it means that a lot of people are going to jail on a worldwide basis.
So long as you are not one of them, you have nothing to fear.
There will be some rocky spots as all this bad news about the financial system hits the airwaves, but you are already receiving the good news that comes right behind it.
In all transactions there is a buyer and a seller, a grantor and a grantee, a bailor and a bailee, a donor and a beneficiary.... and this time, for once, the living men and women come out on top.
So -- don't be alarmed if your pension fund is swept away, if your bank balance is zero, if you have nothing left --- this is because the accounts are being switched over to your actual ownership.
The accounts you see and are familiar with are being wiped away, but there are other accounts that you will see that are in receipt of your credits and actual money--- so you aren't losing anything but debt. You will soon see the actual accounting and be glad.
Your job is to keep calm, keep the faith, and go online to set up your Global Family Bank account(s).
You weren't aware of it, but the thieves even stole your name. Those pensions and those bank accounts that you thought were yours actually belonged to foreign franchise corporations named after you.
That circumstance has to be corrected. For many, this may be a two-step process, in which you have to use a QFS account for immediate relief during the transition.
Being circumstantially forced to use the QFS account in no way compromises you or your ability to remove your fortune from the QFS to our Global Family Banks.
Ultimately, all "franchise" accounts including QFS accounts have to be "lawfully converted" and returned to your ownership and control, not the bank's ownership and control.
We are announcing right here and now that use of the QFS accounts does not provide any evidence of foreign citizenship or foreign citizenship obligations. It merely indicates that a name that was seized upon has been assigned an account in that system, and exists at least temporarily as an asset in that jurisdiction.
The bogus debts are being wiped away, the bogus contracts are being ended, the citizenship obligations conferred on you without your knowledge or consent, the debts foisted off on you --- all of that must be swept away.
What you are seeing erupting on the television looks terrible, but just beyond all the ugly headlines is the silver lining prepared for you, the lawful conversion that not only saves you, but leaves you better off and more secure than you have ever been.
The Brits backing the QFS will try to tell you that they are the authors of this happy result; they aren't. As usual, they were part of the problem and only saw the light when they had no other choice. They are still trying to chisel accolades and interests in the assets of living people, but you all have a simple way out of that trap.
Close your QFS account and remove your assets to the Global Family Bank, so that you and your assets are living securely on the land and soil of your own country.
What you are about to see is the cleansing and the lawful conversion. There will be some pain associated with this but that will be caused by people who don't understand what is happening or why. You must tell them.
Forget about your pensions, your "benefits", your bank accounts as they existed in the crooked system; there is another system and in that system, which is honest, you are doing just fine.
You won't need a pension. You won't need a Medicare card. You won't have to keep records for the IRS. You will have a whole new world that belongs to you, and all that you could possibly need, is already yours, is under your ownership, and just as important, is under your control.
This is true for Americans and everyone else throughout the world.
What appears to be a disaster is the start of great joy.
Let the Jubilee begin.
So said, so signed, so sealed:
Anna Maria Riezinger -- Fiduciary
The United States of America
In care of: Box 520994
Big Lake, Alaska 99652
January 25th 2026
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